We all know about the great discounts on Black Friday, Cyber Monday and the weeks leading up to Christmas. But have you ever thought about why these days may actually be detrimental to your bank account and may not be the best money-saving strategy? In a recent article, Kiplinger outlines how you can save by shopping now. Check out some of their tips and getting shopping!
- Spreading out your gift-shopping budget—rather than deal a major blow to your budget by cramming all of your holiday shopping in one month you can lessen the impact by spreading out your purchases over several weeks. Craft a gift list with dollar limits for each purchase to help you figure out whether you need to cut back on other expenses.
- Spending time locating deals—if you take the time to look, you can find great deals on many items before the long Thanksgiving weekend. A lot of stores are already releasing Black Friday ads with sales prices. Be proactive and sign up to receive emails from retailers to be alerted when they have sales.
- Not getting caught up in the hype—by shopping on Black Friday, consumers often get swept up in the excitement and buy things that aren’t even on their holiday shopping list just because they think they’re getting a good deal. Consumers who aren’t the first in the door to snag the deal often will continue shopping even though they weren’t able to buy the item they really wanted.
- Avoiding the last minute rush—a retailmenot.com survey found that more than 90% of respondents reported overspending by waiting until the last minute to do their holiday shopping. As the holidays get closer, the priority for consumers becomes crossing items off their shopping list and not getting the best price. Don’t wait until the last minute—cross those items off early and get the best deals out there!
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